Getting your life insurance exam California license is the first step towards turning into a lifestyles coverage agent. If you need to market and promote lifestyles insurance policies, comply with this step-by using-step guide for obtaining a life insurance license in California. Upon successfully finishing your pre-licensing coverage direction, you must sign up with PSI Services.
Complete an Insurance Prelicensing Course
California require those seeking an coverage license to finish prelicensing before taking the state licensing examination. Prelicensing publications with Kaplan come up with the first-rate risk to skip—our bypass rates are some of the highest in the enterprise.
Prelicensing Education Hour Requirements
- Ethics and California Insurance Code: 12 Hours
- Life: 20 Hours
- Accident and Health: 20 Hours
- Life / Accident & Health: forty Hours
- Property: 20 Hours
- Casualty: 20 Hours
- Property and Casualty: forty Hours
- Personal Lines: 20 Hours
Note: The required 12 hours of Ethics and California Insurance Code need no longer be repeated with the aid of those applying for more than one license.
Online Course Requirements
- Time Tracking: California calls for that your on-line examine time be tracked. In order to correctly entire the direction, you have to entire the required number of hours while studying in the Course Contents Units of the net route. Your online course tracker can be displayed within the top proper-hand nook of your page so you can confirm the time spent within the direction is being tracked.
- Forced Progression: This requires the user to effectively entire each web page of the web direction earlier than being allowed to proceed to the subsequent.
Prelicensing Education Exemptions
Applicants who keep one or more of the following designations or certifications are exempt from prelicensing training requirements for the indicated line of authority:
- Life Only, Accident and Health: CLU®, LUTCF
- Fire and Casualty, and Personal Lines: CPCU®, CIC, AAI
Note: Even if exempt from the prelicensing necessities of the above-indicated line(s) of authority, candidates must nevertheless entire the 12-hour Ethics and California Insurance Code path.
Pass Your California Licensing Exam
After finishing your prelicensing course, you need to skip a state licensing exam. Kaplan’s Prelicensing Content is based without delay on the California licensing checks, so you’ll be organized to skip the primary time.
Certificate of Completion Requirements
- Applicants keep a reproduction reproduction of the certificates and submit the unique Certificate of Completion with their license utility.
- Prelicensing certificates of entirety are legitimate for 3 years from the date of direction of completion
Exam Provider: PSI
License applicants who’re required to take a license examination have the choice to take a remote online proctored exam for all coverage licensing examinations. Remote trying out will provide greater flexibility to coverage license applicants, particularly in mild of current COVID-19 social distancing requirements and nearby public health orders.
To schedule a license examination or in case you need extra statistics about PSI’s license examinations consisting of the precise specs required to take a far off online exam, please contact PSI at www.Psiexams.Com or by using smartphone at (833) 518-7456.
- Residents applying for any license for which an exam is required must pass the examination prior to applying for a license.
- For on-line registration and examination information, visit PSI’s on-line carrier at http://www.Psiexams.Com.
- For questions on exam scheduling, please name 877-392-6422
- Pursuant to phase 1676(a) of the California Insurance Code, examinations are valid for one year from the date the exam changed into handed.
Frequently Asked Questions About the California Licensing Exam
After finishing my prelicensing, how should I prepare for exam day?
- For the quickest and maximum convenient take a look at scheduling procedure, PSI recommends that applicants sign in for their examinations the use of the Internet.
- Log onto PSI’s website and create an account. You may be asked to put in your e-mail address and the spelling of your call precisely as it’s miles proven for your identity to be able to be supplied on the exam website.
- You could be asked to select the examination. You will then input your private and call facts. You will then be equipped to pay and time table for the exam. Enter your zip code and a listing of the exam websites closest to you may appear. Once you pick the favored exam website online, to be had dates will seem
- Call PSI registrars at 877-392-6422 Monday via Friday between 4:30 am and 7:00 pm, or Saturday-Sunday between 6:00 am and a pair of:30 pm, Pacific Time, to time table your appointment for the test.
- For retesting you’ll need to login on your account on-line and choose “Apply for retest.”
- The calculation for determining the wide variety of exams taken is based totally on examination kind.
- You can also cancel and reschedule an exam appointment with out forfeiting your fee if your cancellation observe is received two days earlier than the scheduled exam date.
- A voicemail or electronic mail message is NOT an appropriate shape of cancellation.
- On the day of the examination, you should arrive at the least half-hour previous to your scheduled appointment time. This permits time for take a look at-in and identification verification and presents time to get yourself up to speed with the exam procedure
- You must offer one shape of identification.
- ○t should be a VALID form of presidency-issued identity with picture and signature. The identification supplied should suit the call given all through registration.
- Driver’s license from any nation
- California identity card
- Passport card
- Military ID
- Employment Authorization card
- Permanent Resident card
- A Veteran Health Identification Card (VHID) with a photo
- An out-of-kingdom ID card is NOT appropriate.
- California does allow candidates to herald their expired ID at the side of the paper extension. The names and licenses numbers ought to match both the expired ID and the paper extension.
- NO conversing or every other form of communication amongst candidates is permitted when you enter the exam area.
- With the exception of non secular garb, head coverings, hats, baseball caps, visors, coats, shawls, hooded garb, heavy jackets and overcoats are not authorised within the examination web site.
- Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording gadgets of any type are NOT allowed to go into PSI or CDI checking out websites.
- NO non-public objects are to enter the testing websites.
- No weapons of any kind allowed in the testing room, such as, but now not constrained to, guns, knives, clubs or sharp items.
- No smoking, eating, or consuming will be allowed on the exam web site.
- Dictionaries, books, papers, or take a look at and reference substances are NOT accredited within the examination room.
- You won’t exit the building at some stage in the exam.
- Copying or speaking examination content is a violation of PSI safety coverage and Section 1681.5 of the CIC. Either one might also bring about the disqualification of exam consequences and might cause criminal motion and prosecution.
Additional Security Measures:
- You could have your picture taken previous to admittance into the exam.
- You might not wear a jacket, coat or any form of hooded clothing into the exam room. Sweaters that do not have wallet are allowed.
- You may not bring a purse or backpack into the examination room. You may be asked to place these objects in your vehicle.
- PSI only provides accordion kind folders for any objects. These folders are left in the lobby and PSI isn’t always responsible for the safety of those objects.
- You may not put on a wristwatch into the examination room and you may be requested to empty your wallet.
- While on the web page you shall now not use words or take actions which might be vulgar, obscene, and libelous or that would denigrate the examination personnel or other candidates.
What is the examination like?
- The examination might be administered via pc. You may be the use of a mouse and pc keyboard.
- You might be directed to a semiprivate testing station to take the exam. When you’re seated at the trying out station, you’ll be brought on to verify your call, identification number, and the exam for which you are registered.
- A pencil and scratch paper are to be had at each exam laptop terminal.
- Before you begin your exam, an introductory tutorial is furnished at the computer display.
- Time spent on tutorial, up to 15 mins, DOES NOT remember as a part of your exam time.
- Sample questions are blanketed following the tutorial so that you may exercise answering questions, and reviewing your answers.
- During the examination, one query appears on the screen at a time.
- During the exam, minutes closing may be displayed on the top of the screen and up to date as you document your solutions.
- After you have entered your responses, you will later be capable of return to any query(s) and exchange your response, supplied the exam time has no longer run out.
- While taking the exam, examinees can have the opportunity to provide feedback on any questions, by using clicking the Comments link on the feature bar of the test question display screen.
- These comments might be analyzed by way of PSI examination improvement team of workers.
- This is the handiest evaluate of examination substances available to candidates.
- As a part of the exam overview, CDI may additionally include questions that need to be validated for your exam.
- An additional 10 to fifteen minutes may be introduced on your examination to permit time with a view to respond to those questions.
- These questions will now not count number closer to your final score.
How is the exam scored?
- Effective January 1, 2017, any coverage license exam candidate that has failed an examination ten times inside the previous 12-month duration might be barred from taking the equal examination for a duration of twelve months from the date of the closing failed exam. Exams that were taken and failed for the duration of Calendar Year 2016 might be counted closer to the ten exam restriction.
- The exam proctor will provide you with an reputable rating report right away following crowning glory of the exam.
- If you bypass, you will without delay obtain a a success notification and overall performance precis on a CDI exam consequences letter.
- If you do no longer bypass, you may without delay obtain an unsuccessful CDI examination consequences letter along side a diagnostic document indicating your strengths and weaknesses by exam portion.
- In addition to the range of exam objects unique beneath, a small range of 5 to 10 “experimental” questions may be administered to applicants at some point of the examinations.
- These questions will no longer be scored and time to reply them has been brought to the time allowed.
How long is the exam?
- Get Fingerprinted
- Taking the fingerprints early will expedite the issuance of a license as soon as the exam is handed.
- If you would really like to have your fingerprint impressions taken before your license examination, you may agenda your fingerprint impressions the usage of CDI’s reduced in size fingerprint seller, Accurate Biometrics at (866) 361-9944 to discover a fingerprint location close to you to have your fingerprints taken. When you go to have your fingerprint impressions made, please bring with you a completed Live Scan Request, shape LIC 442-39A.
- CDI has its shriveled fingerprint supplier, Accurate Biometrics, available at CDI’s examination sites to assist California insurance license applicants to finish their fingerprint affect requirement.
- At the time that the applicant takes the license exam at the specific exam website online, the applicant may have fingerprint impressions made.
Candidates will need to pay a fingerprint charge of $68.Ninety five, paid at the PSI web page, that covers the subsequent services:
- Federal Bureau of Investigation (FBI) processing charge of $14.25
- Department of Justice (DOJ) processing rate of $34.75
- Rolling fee” charged by way of PSI of $19.95
- In addition, if a license isn’t always issued within one year of the date the fingerprints are submitted, a brand new set of fingerprint impressions can be required.
Apply for California Insurance License
Once you’ve got exceeded your kingdom licensing examination, you are ready to use for an insurance license.
To fill out an online license application, please choose the subsequent link and follow the commands: License Application
You may be assigned an NPN. This specific identifier is assigned thru the licensing utility manner and is used to music people and enterprise entities on a countrywide foundation. The NPN is utilized by many states to replace a producer license wide variety.
Plan to Complete Required Insurance Continuing Education (CE) Credits
Every coverage manufacturer must adhere to their home country’s CE necessities. Stay on top of your CE and in advance of the competition with one year of unlimited direction get entry to when you sign up in a CE library with Kaplan.